Stumptown Painters Guide
How to Choose a House Painter in Portland
What to verify, what to ask, and red flags worth walking away from.
Choosing a Portland painter comes down to three checks: an active Oregon CCB license, real liability insurance, and (for any home built before 1978) EPA Lead-Safe RRP certification. Everything else is style preference. This guide walks through what to verify, what to ask, and the red flags worth walking away from.
The three non-negotiable checks
- Active Oregon CCB license. The Construction Contractors Board licenses every legitimate painting contractor in the state. Ask for their CCB number, then look it up at search.ccb.state.or.us. Confirm the license is active, that the business name matches, and that there are no unresolved complaints. License lookup also shows whether they carry the required general liability insurance ($500,000 minimum for residential).
- Liability insurance and worker's comp.The CCB license requires liability insurance. Worker's comp is separate: if the painter has employees, they need it. If they work alone they technically do not, but ask anyway. If a worker gets hurt on your property and the contractor has no coverage, your homeowner's policy may be on the hook. Ask for a certificate of insurance and confirm it has not expired.
- EPA Lead-Safe (RRP) certification for pre-1978 homes. If your home was built before 1978, federal law requires the contractor to be EPA RRP certified. Ask for the firm certification number and the individual certified renovator number. This is not optional and a painter who is cagey about it is the wrong painter for your project.
Questions to ask before signing
- How many coats are you applying, and what paint product specifically?
- What prep is included in this quote? (Scraping, sanding, pressure washing, priming, caulking, carpentry repair.)
- How is the carpentry repair priced? (Hourly? Per board foot? Flat included?)
- Are you using your own crew or sub-contracting?
- What warranty do you offer, and what does it cover?
- How do you handle weather days?
- Payment schedule? (Reasonable: deposit on start, progress payment, balance on completion. Unreasonable: more than 30 percent up front.)
- Can I see two recent jobs, ideally one finished within the last 12 months?
A confident, experienced painter will answer these comfortably and in detail. Vague answers, especially around prep and warranty, are a yellow flag.
Red flags
Walk away if any of these come up:
- Door-to-door pitch. Reputable Portland painters are booked through referrals and online. Door-to-door is almost universally storm-chaser or "we have leftover paint from a job" scams.
- Cash-only or large up-front payment. A 10-20 percent deposit is normal. A demand for 50 percent or more up front is a red flag. Cash only is illegal for jobs over $1,000 in Oregon without offering a receipt that meets specific requirements.
- No written quote or contract. Verbal quotes lead to disputes. Get scope, price, paint product, prep, and timeline in writing before any payment changes hands.
- Refusal to share CCB number. The CCB license is public information. Refusal to share is refusal to be accountable.
- Quote significantly under all others. Two quotes in the same range and one 30 percent below usually means the lowball is skipping prep, skipping RRP protocol, or using a cheaper paint than they implied. The cheap quote becomes expensive when you have to repaint in three years.
- Pressure to decide today. Real contractors have schedules and the work is not going anywhere. High-pressure "sign now" tactics are sales-driven, not craftsmanship-driven.
How many quotes to get
Three is the right number. One quote leaves you with no benchmark. Two quotes might both be high (or both low). Three gives you a triangulated sense of fair market for your specific job. More than three takes a lot of your time and you start hitting diminishing returns.
When the three quotes come back, sort them by scope first, not price. The quote that includes thorough prep and a real warranty is the right one even if it is not the cheapest.
Reviews and references
Look at Google reviews first. A painter with 4.5+ stars and 30+ reviews has a real track record. Read the 3-star reviews specifically: they tell you how the painter handles things when something goes wrong. Look for patterns. One angry customer means nothing. Three reviews mentioning the same problem (missed deadlines, sloppy cleanup, hard to reach after final payment) means everything.
Ask for two references from jobs completed in the last 12 months. Call them. Ask: did the painter show up on schedule, did the scope match the quote, would you hire them again, how did they handle change orders or surprises.
What "vetted" means on this marketplace
Every painter listed on Stumptown Painters has been screened on the three non-negotiables: active CCB license verified against the state database, minimum 4.0 Google star rating, and minimum 10 Google reviews. Contractors who fall short on any of those do not appear on the marketplace. It is not a guarantee of perfection but it filters out the painters who fail the basics.
Ready to compare? Start a free quote request and we will match you with two or three vetted Portland painters.
Common questions
How do I check if a Portland painter is licensed?
Go to search.ccb.state.or.us, enter the contractor's name or CCB number, and confirm the license is active. The lookup also shows insurance status, business address, and any disciplinary history. This is the single most important check before hiring.
How much should I pay up front?
10 to 20 percent of the contract price as a deposit is normal. Anything above 30 percent up front is a red flag. Reasonable payment schedules: deposit on contract, progress payment at midpoint, balance on completion after walk-through.
What if my painter doesn't have RRP certification and my home is pre-1978?
Walk away and find another painter. EPA RRP certification is federal law for any work that disturbs paint on pre-1978 homes. Painters working without it face fines up to $37,500 per violation, and you as the homeowner take on lead-exposure liability you do not want.
Should I worry about a painter who isn't on Google?
Yes. In 2026 a residential contractor with no Google Business Profile, no reviews, and no traceable web presence is operating with no accountability. Established Portland painters have at least a basic Google listing and a handful of reviews. Lack of one means you have no way to verify their track record.
How long should a quote be valid for?
30 days is industry standard. Material costs (especially specialty paints and lumber for carpentry repair) change. A quote that is 6 months old is functionally expired and should be re-bid.
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